What Is a Catastrophic Injury?
A catastrophic injury refers to a personal injury that results in permanent or long-lasting disability, impairment, scarring, or disfigurement. A catastrophic injury is life-changing and may affect your ability to not only enjoy life but also maintain your standard of living.
Catastrophic injuries can come in many forms. They are typically divided into three categories:
- Physical injuries such as organ damage, severe burns, or amputation
- Spinal cord injuries
- Cognitive injuries resulting from brain injuries
Common Causes of Catastrophic Injuries in Florida
Catastrophic injuries can be the result of any type of accident. Many are the result of motorcycle or car accidents but these life-changing injuries can also happen due to a workplace accident or slip and fall accident.
If your injuries were the result of someone else’s negligence or recklessness, you may have the right to compensation for your injuries.
Damages in a Catastrophic Injury Case
A catastrophic injury can leave you with very large and even life-long, recurring medical expenses as well as an inability to work. You may struggle with not only the financial damages of your injury but also the psychological impact.
In a personal injury claim, you may have the right to recover many types of damage related to your injury including:
- Current and future medical expenses, including ongoing therapy
- Prescription medications and medical devices
- Adaptations to your home
- Past and future lost wages or loss of ability to work
- Pain and suffering
Why Are Catastrophic Injury Cases So Complex?
Catastrophic injury cases are different than other personal injury cases for several reasons:
- Higher damages. A catastrophic injury case typically has much higher damages than most cases due to permanent or long-term disability or disfigurement and very high medical expenses.
- Expert testimony. Catastrophic injuries are often medically complex. To prove your damages and the extent of your injuries, medical experts are generally used to testify about your ongoing medical needs and the scope of your damages.
- Long-term medical needs. These injuries often require serious and long-term medical care that may top millions of dollars. Because you are entitled to be made as whole as possible, you may seek compensation not only for your immediate medical bills but also future medical needs such as a home health aide, physical and speech therapy, medical devices, surgeries, and more.
- Aggressive legal defense. Because catastrophic injuries have a much higher potential for damages and future medical needs, insurance companies invest a great deal in fighting and minimizing catastrophic injury claims. Because your claim may cost the insurer hundreds of thousands or millions of dollars, they will aggressively fight your case. It's crucial to work with a personal injury attorney in Florida who is experienced in representing victims in complex catastrophic injury cases.
Have you or someone you love suffered a catastrophic injury due to someone else’s recklessness or negligence? It’s important to seek experienced legal counsel as soon as possible to fight for your legal rights and the compensation you deserve as you work toward your recovery and adjusting to the changes you are facing.
Contact SteinLaw today to schedule a free consultation with a Florida catastrophic injury attorney to begin exploring your legal options.