Pipe LeaksFlorida Pipe Leak Claim Lawyer
Every year, nearly 1 in 50 insured homes has a property damage insurance claim caused by water damage. In Florida, there are tens of thousands of water claims involving burst and leaking pipes and leaking appliances annually. Still, you probably don’t give your plumbing system much thought until the unthinkable happens: your walls and floors are damaged, you have standing water in your home, and a damaged pipe is to blame.
If you have suffered damage to your home due to a pipe leak or burst pipe, you may be entitled to compensation from your insurance company. Unfortunately, insurance companies often attempt to limit payouts and deny claims — especially when water is concerned.
The experienced pipe leak claim attorneys at SteinLaw can help you fight for the compensation you deserve, dispute a denied claim, and help you navigate the claim process.
Understanding Your Insurance Coverage for Pipe Leaks
One of the most confusing aspects of homeowner’s insurance is how it defines and covers different types of water damage. If your policy covers water damage, coverage likely depends on the source of the water and the nature of the damage. When damage happens suddenly and it’s unforeseen, such as a broken pipe or malfunctioning appliance, it’s usually covered.
At SteinLaw, we will help you through the insurance claim process and fight an insurance denial so you can get the compensation you deserve! If you need assistance with a pipe leak claim, contact us for a free personalized case evaluation.
Insurance policies exclude damage caused by wear and tear and gradual damage. This means damage that occurs over a long period of time, such as a leaking pipe that damages the foundation, may or may not be covered. This is because insurance companies consider the plumbing as something that requires regular maintenance from the homeowner. If maintenance and inspections aren’t performed, damage won’t be covered.
Pipe leaks present an opportunity for the insurance company to deny the claim by arguing that the damage to the pipe should have been detected and repaired sooner, especially if the leak is hidden in a wall for some time before water damage becomes obvious. That doesn’t mean the water damage shouldn’t be covered by your insurance policy, however!
How a Florida Water Damage Claims Lawyer Can Help
A pipe leak claim lawyer in Florida can assist you through every stage of the claim process or help you appeal your claim if it’s already been denied by the insurance. In addition to handling the paperwork, your attorney can help you build evidence to support your claim and negotiate with the insurance company on your behalf.
Has your property damage claim already been denied by your insurance company? Under Florida law, your insurance company must give you written notice of their decision and explain which part of your policy justifies a denial. An experienced property damage claims lawyer understands the ambiguities of insurance policies and the strategies insurance companies and their adjusters and lawyers use to justify limiting or denying claims.
You have the right to dispute a denied claim with your insurance company. Your lawyer will help you understand the justification the insurance company is using to deny your claim and dispute it with evidence to fight for the compensation you deserve to restore your home.
Contact a Florida Pipe Leak Claim Lawyer Today
The only thing more stressful than having your home damaged by water is dealing with an insurance company that wants to limit or deny a payout after years of faithful premium payments. At SteinLaw, we represent property owners in pipe leak claims, including fighting denied claims.
If you are preparing to file a claim for water damage from a pipe leak with your insurance company, or your claim has already been denied, contact SteinLaw today to schedule a consultation to learn more about how we’ll fight for the compensation you deserve!