What to Know About Underinsured and Uninsured Motorist Coverage (UM/UIM)
Underinsured or uninsured motorist coverage, also known as UM or UIM coverage is automobile liability coverage which may help pay for damages or injuries should you be in an accident caused by someone with no automobile insurance or a hit-and-run driver. In some states, uninsured motorist coverage is required, but in Florida it is optional;
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