Homeowner’s insurance is one of the most vital forms of protection you can have when you own real estate. In addition to the liability coverage your policy includes if someone is hurt on your property, for example, it also offers financial protection against property damage.
Your homeowner’s insurance policy is designed to protect you if your home is damaged by a covered peril, including storms, natural disaster, vandalism, and theft. In South Florida, homeowners face unique threats that aren’t as common in non-coastal areas, including high winds, hurricanes, and roof damage. The following are the most common types of home property damage